Question by eripapito: How are the mortgage companies now? Are they flexible now to loan money to people?
I know 4 or 5 months ago they were so strict, don’t matter if you have a 700 FICO score. I heard they change guidelines again and are more flexible. Is this true?
Best answer:
Answer by Celine
I have heard that if your credit score is good and you have some downpayment money, there are loans to be had.
Add your own answer in the comments!
Question by eripapito: How are the mortgage companies now? Are they flexible now to loan money to people?
I know 4 or 5 months ago they were so strict, don’t matter if you have a 700 FICO score. I heard they change guidelines again and are more flexible. Is this true?
Best answer:
Answer by Celine
I have heard that if your credit score is good and you have some downpayment money, there are loans to be had.
Add your own answer in the comments!
Question by Surjit T: How do I Cancel PMI on my mortgage loan?
I plan to refinance my mortgage at 90% LTV. Within a month after the refinance, I plan to bring down my LTV to 80%. Will I still be required to go for a house appraisal again to get rid of the PMI, even though the appraisal is barely a month old?
Best answer:
Answer by sassy25
No if your mortgage principle drops below 80% it automatically ends.
Been there and done that. just apply more cash to principle
Know better? Leave your own answer in the comments!
Question by Surjit T: How do I Cancel PMI on my mortgage loan?
I plan to refinance my mortgage at 90% LTV. Within a month after the refinance, I plan to bring down my LTV to 80%. Will I still be required to go for a house appraisal again to get rid of the PMI, even though the appraisal is barely a month old?
Best answer:
Answer by sassy25
No if your mortgage principle drops below 80% it automatically ends.
Been there and done that. just apply more cash to principle
Know better? Leave your own answer in the comments!
Question by ArtyFarty: Can you trust everyone who says they are an independent financial adviser?
I’m looking for a mortgage
Best answer:
Answer by Matt B
Sorry but no. All Independent Financial Advisors are not the same. Look for one with at least CFA designation and ask for background. If S/he is a registered representative the SEC should have a file on her/him with any record of past employment and/or disciplinary actions.
What do you think? Answer below!
Question by ArtyFarty: Can you trust everyone who says they are an independent financial adviser?
I’m looking for a mortgage
Best answer:
Answer by Matt B
Sorry but no. All Independent Financial Advisors are not the same. Look for one with at least CFA designation and ask for background. If S/he is a registered representative the SEC should have a file on her/him with any record of past employment and/or disciplinary actions.
What do you think? Answer below!
Question by ? ..Cammy..?: who benefits from cheap mortgages??
i have heard that bank/building society branch managers benefit from cheap mortgages. is this true? do all workers within a financial setor benefit from a cheap mortgage?
Best answer:
Answer by Bridgette
Not really because just back in january or february becuase mortgages were so high a bank almost became bankrupt. Another company helped them out of debt and then bought them. Cheap mortgages are only good for the buyer but terrible for the neighborhood because it lowers price values of everyone else’s house. It doesn’t give the mortgage company as much money so their business does not as good as before the slow down.
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Question by The Joker: spanish mortgage?
Hello how do you say this in spanish? Or is there such a term?
mortgage loan
mortgage loans
Best answer:
Answer by pura_rosa
Yes, Mortgage—–> Hipoteca
Loan—–> Prestamo
Mortage loan—-> Prestamo de Hipoteca
What do you think? Answer below!
Question by dolphingrl: Where can I find a mortgage calculator to put on a web page?
I am in the process of teaching myself how to build web pages. I am working on one now for a friends mortgage company. I need a mortgage calculator. Where can I get one?
Thanks
Any other suggestions? not exactly what I was looking for. Sorry But thanks anyway
Best answer:
Answer by joejoeyjbgd
why are you confused and lonely, do you want a friend to e-mail??? joejoeyjbgd@yahoo.ie
Know better? Leave your own answer in the comments!
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