mortgage preapproval and approval?

Posted on February 19, 2010 by andyb

andyb asked:

I have been prequalified for a loan, will two 30 day late payments over a year ago and an item sent to collections over 2 years ago be enough for them to deny me a loan?
I already have the preapproval letter with loan to values and estimated cash to close, etc. Am I safe?

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